Having worked in the bank and mortgage industry over the last 22 years; I have a very good process of how to get a loan closed. With the never ending changes in the current mortgage industry, a good loan officer is vital to making it through the maze of purchasing a home. Even a refinance can be an absolute bear because of the current regulations. There are also life changing events that can make home ownership difficult and a good loan officer can be very helpful in steering you through those. I think I am definitely the person to help with new buyers and current homeowners, execute the path through the maze of home financing. I would love to help anyone with questions or concerns about purchasing or refinancing a home! Call me at 540-818-9406 for any help at all!!